First off; Happy Holidays Guys.    Our Buddy, favorite Panthers Lover, I meant Hater, Adam Schein is at it again.    In his NFL.com's weekly "stars" article, he first mentions how he once [loudly, I say] proclaimed, The "Panthers were going nowhere with Cam Newton and Ron Rivera"   Then, after conveniently nearly patting himself on the back for that embarrassingly premature prognostication (and even referencing "The Great Carolina Panther Fans" as he called them, while at it), Schein digs