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How many credit cards do you have?

Ja Rhule

By Ja Rhule,
in Huddle Lounge

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Davidson Deac II Grand Master

Davidson Deac II

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Posted

I have two, one Lowes card, and one Visa. Lowes card has a 0 balance, and the Visa has about a $600 balance.

I did have one of those credit cards that had all the rewards such as airline miles and hotel points. But we eventually traded it for a no frills credit card with a much lower interest rate. The airline miles just were not worth it.

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LifeisaGarden Newbie

LifeisaGarden

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I have a Visa check card though. I've been raised to not spend more than you earn so having a credit card goes against that. People having credit cards and spending more than they earn is the main reason that the country is in a financial crisis.

That's really a closed minded way of thinking.

Just because you have a credit card doesn't mean you spend more than you earn. Having a credit card can help you earn good credit. Ask sportstalk about it he knows first hand and has talked about it here before. I agree that many people do overspend but not everyone is this way. Like skew I have 1 and it has 0 balance. It gets paid off every month.

Oh and btw I can steal your visa check card, use it like a credit card and wipe out all the money in your bank account. But if I steal your credit card and use it you'll still have your money in the bank. :thumbsup:

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