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Kylee

By Kylee,
in Huddle Lounge

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GritsRgreat Newbie

GritsRgreat

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For the most part i agree.

Though my in laws have a good amount of money. You would NEVER guess it. They made good money and don't spend ANY of it. They buy their clothes (when they buy clothes) at consignment shops and goodwill. They wont turn their AC on until June 1 to save money. They live in an old 1200 square foot house that has been paid off forever. They keep cars for 15-20 years. They typically eat at home and don't go out much at all.

Oh yeah and my father in law read Dave Ramsey's book.

I didn't read Dave Ramey's book and i'm far from rich but thats how i do things. My house, land and trucks are all paid for.

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Hawk Newbie

Hawk

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So we are agreed that the rich people are not the ones flashing their cash around.

my experience has been that while the really rich certainly might look the part, it's the inbetween people...the ones that think they are rich, that typically do most of the flashing!

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bleys Newbie

bleys

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a girl I graduated with preaches that book.. she flew me out to LA to recruit me into some venture after a few rich people adopted her and taught her their ways.. she didn't come from money and is as country as they come..

she's ballin now and lives the life.. you could say it's because she surrounded herself by people with money, and I'll partly agree.. you are who you hang with, mentally.. I'm fairly certain money didn't fall into her lap..

if you hang with losers, you're destined to become one.. vice versa..

just like anything else, put in hard work in something that you have a realistic opportunity to make money and success/money is possible.. there are a lot of those opportunities, with or without college.

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D34Williams Newbie

D34Williams

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if you have debt he's your man. just breaks people of their mindset of spending more than they make. i like him a lot, but i was never in debt, so maybe i can attribute to him that i'm still not in debt. his principles aren't hard, just not popular. everyone spends out of their ass and charges poo up so that's why people think he's the man when they take his advice and actually stop spending more than they make and attacking the debt they've accrued.

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Kylee Newbie

Kylee

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if you have debt he's your man. just breaks people of their mindset of spending more than they make. i like him a lot, but i was never in debt, so maybe i can attribute to him that i'm still not in debt. his principles aren't hard, just not popular. everyone spends out of their ass and charges poo up so that's why people think he's the man when they take his advice and actually stop spending more than they make and attacking the debt they've accrued.

agreed. i am familiar with him in the way that i know his "rules" and theories. and i for the most part agree with him. we've actually been "working" his basic program for the last year, and i have seen results. it really is just common sense and not living beyond your means. and he has totally turned us to paying cash only (for the most part ;) ). my deal is, our church is starting to offer his classes and i'm wondering if theres "more" to it than what we do to make it worth the 200-400 kit we'd have to buy. and someone said a "get rich quick" scheme. its not anything like that. it is basically a very hardcore budget/debt program. i was just curious to anyone had invested themselves fullforce into him and theyre results. thanks all.

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Hawk Newbie

Hawk

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personally Kylee...and this is simply my opinion...I believe the internet and your own brain put together can do the same things that this guy can teach you. Depends on what kind of hit 200-400 is for you. If it's play money and you don't suffer or miss out somewhere else, he'll be another tool in your tool box. I've never really heard overwhelming positives on any of these types of things.

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Wither Newbie

Wither

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For the most part i agree.

Though my in laws have a good amount of money. You would NEVER guess it. They made good money and don't spend ANY of it. They buy their clothes (when they buy clothes) at consignment shops and goodwill. They wont turn their AC on until June 1 to save money. They live in an old 1200 square foot house that has been paid off forever. They keep cars for 15-20 years. They typically eat at home and don't go out much at all.

Oh yeah and my father in law read Dave Ramsey's book.

If you're going to be rich this way, I would rather spend my money and just make sure I didn't get into debt. What the hell kind of life is that?

You are not going to be a millionaire if you make 30k a year

I'll never break 40k in this career field.

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