First Time Home Buying

[The Saltman]

I love me some San Diego...Im wondering if getting flood insurance might be a good idea when u purchase.

[Darth Urious]

Why, has Lex Luthor been buying up all the property adjacent to it?

[TheRealDeal]

Haha it's not that bad. I love San Diego as well but can't stand any of the Charger or Padres fans (Sorry boltergeist). I don't even own any rain gear or an umbrella so I think flood insurance is pretty low on my list.

[The Saltman]

Why, has Lex Luthor been buying up all the property adjacent to it?

come to think of it.

[g5jamz]

Would think fire insurance is the better option in SD...if you experience a flood in SD, you've got bigger problems.

[TheRealDeal]

Yeah fires are sometimes brutal here depending on where you live

[Hawk]

Mexican take over insurance might come in handy too!

[TheRealDeal]

Mexican take over insurance might come in handy too!

It's called a 9mm and shotty

[pstall]

if dim can't hook you up i'm sure he can point you in the right directoin

[Kitten Diver]

I should have prefaced it with ....ARMs they are good.

Fixed? Go elsewhere.

I hate ARMs. I like stability.

Well if you knew about credit unions then you'd know that they are not your typical big business bank which will let you go into bankruptcy if it makes them a penny. As I said the most it can go up is 2%. Ever. If I had to do a bofa loan I would get a fixed rate.