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Getting laid off in july


juliosantos

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1 minute ago, ARSEN said:

You can also apply for CC with 0% APR for 18 months in case you need money and have no means to afford leaving.

While this could be a good idea....it's a much better idea to save to start with, and not look at those CC's as a security blanket.

 

He has time to prepare for this one...but he will need to grind.

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17 minutes ago, NanuqoftheNorth said:

Good advice.

Credit card debt is out of control in this country.

Another downturn in the economy and CC debt may end up making the housing crisis look like a walk in the park.     

If I were running a bank, I would be tightening down on the CC side of my business, and let AMEX, MC, and Visa take the risk.

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5 hours ago, blackcat said:

@juliosantosGet your CDL and become a truck driver.  There is a major driver shortage across the nation.  

Last time I was unemployed, I was gonna do that- since I was a "displaced worker" (position terminated with no possible rehire), I was automatically eligible for classes at CFCC. But I got a new job within a week.

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If you have a good network/connections and want to stay in finance, use that to your full benefit right now.

Otherwise, I’m not going to suggest exactly what you should do but maybe take a cliche self discovery trip in the process. Trade/tech school should be in the cards given your situation. Good thing you’ve got some time to sort it out.

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@juliosantos

Little late to the party here.

From someone who has hired 12 jr programmers over the last year look at this https://www.bloc.io/learn-to-code/coding-bootcamps/states/north-carolina

 

Ive hired several guys straight out of bootcamps based on their previous work history + their recent training and havent regretted a single one of those hires.  If youve got the head for programming these places can be a real jump start for a second career.

Im in Denver so I cant vouch for any of those in that link but Im sure if you asked around you could get the info to make a good decision.

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@juliosantos before I can asnswer let me ask you :

How’s successful did you rate your performance? As in do you have a proven track record of success ?

If so, trust me you can find work in the same industry. A proven track record and a sold interview combined with a positive, confident interview can work wonders. 

Companies are searching for proven, hard working candidates willing to do what it takes to get the job done. 

If you weren’t successful then that’s another story , not a bad story just a different approach. 

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On 3/22/2018 at 12:23 AM, juliosantos said:

not going to sue , too long of a process and theyre giving me a 4000$ severance

Also with a severence deal, you typically have to agree to sign legal paperwork which ensures the employer canoot be sued in exchange for the severance. These may include no compete clauses etc. 

As Naquan stated this is an "AT WILL" state which means the employee has very little recourse. As I used to teach employment law working in HR, an employer can walk randomy decide to fire everyone wearing a red shirt and it is within the employer's rights. They can fire one for any reason that does not violate a protected class. 

Legal age protection is 40 and above. 

______________________________________

 I was let go from a 6 figure job back in 2011 and it SUCKED. My severence was generous but it quickly ran out in 6 months. I tried to take jobs in my field with well known terrible companies (similar job/salary potential)  but they were indeed, terrible cultures and I lost interest quickly. 

My wife got her RN degree & got tired of me being on unemployment again and wanted to sabatage me getting like really good at Madden yelling at a 13 year olds at 4am.

She suggested I take a job with a company I like, quit chasing a minimum salary and try to get in the ground floor with a company that is supposed to be awsome to work for. This may mean taking a much smaller salary(in my case like a LOT SMALLER) and although financeswill be tight, I should be able to learn the company and be promoted quickly. 

Since my wife went from full time student with part time income to full time RN, her salary took a decent jump to absorb the hit on my salary. I took a job in a lol..call center which sucked (the job and money) but the company was awesome and I was able to move out of the department in 9 months. It took about 18 months total but I got into a postion that pays decently and will get 25% higher salary in May due to a promo. 

Long story lesson: if you can, try to find a place you have heard is awesome to work for..get in any way you can, learn everything and stand out. It could mean lower wages for a bit but everyhing should work out with what you have learned and know from your experience. 

Or crap, If you have a Publix grocery store where Department managers like the deli manager for example, make around 75 grand with great benefits. I have a friend who is a store manager there and he makes 125k? He loves it. 

Retail/grocery is not my thing as I have done both in my work past. But it was one of many options at one time for salary/quick job. 

Sorry for the novel. 

 

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