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There Is Offset Language In Christian McCaffrey's 4 Year Deal


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I wonder who McCaffrey's agent is? Ultimately, it's the agent's job to do what the player wants to do, but he had to be gritting his teeth going through with this one. His competitors will definitely be leveraging this one against him when they're recruiting next year's draft class.

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5 minutes ago, LinvilleGorge said:

No, I really do. I do it for a living.

I'm not talking about whether or not to do it, I'm talking about the motivation behind it.

So, let's say you haven't been to the hospital or doctors for 20 or more years. You're in tip top shape, and your health is showing no signs of dropping. You have no need to go to the doctors anytime soon, and you're still fairly young.

So, throughout those 20 years, would you expect to have health insurance? Most likely, because anything can happen. But did you ever need to use it?

Not at all. As expected, you've been healthy the whole time.

So add that to football. Consider that 4th year offset as "insurance." The Panthers already know that McCaffrey is going to ball out, as they've picked him 8th overall. They just can't foresee what's going to happen down the road, so any insurance options they can add will benefit them long term.

McCaffrey agreed fast, so it's no problem. Even if he disagreed, most likely Gettleman would just shrug his shoulders and move on to the next phase without batting an eye.

I'm sure you've had some insurance you never use, but you still pay for. This is a similar concept. 

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18 minutes ago, LinvilleGorge said:

Hey man, I have a job I want to hire you to do. I have full confidence in the world in you to get it done, but if for whatever reason I decide to change course, you're going to have to pay me back the remainder of the money out of your next job's paycheck. We good?

It's more like "Hey man, I'm an employee, but things didn't work out here at this company.  My salary was $X with you and now I've got another company willing to take me on.  They think I'm worth $X+Y, but we've worked it out that they only have to pay me $Y since you're already paying me the $X part.  We good?"

I've got no problem with it either way actually.  Its a negotiating point.  Neither side is getting "rooked" here.

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8 minutes ago, Saca312 said:

So, let's say you haven't been to the hospital or doctors for 20 or more years. You're in tip top shape, and your health is showing no signs of dropping. You have no need to go to the doctors anytime soon, and you're still fairly young.

So, throughout those 20 years, would you expect to have health insurance? Most likely, because anything can happen. But did you ever need to use it?

Not at all. As expected, you've been healthy the whole time.

So add that to football. Consider that 4th year offset as "insurance." The Panthers already know that McCaffrey is going to ball out, as they've picked him 8th overall. They just can't foresee what's going to happen down the road, so any insurance options they can add will benefit them long term.

McCaffrey agreed fast, so it's no problem. Even if he disagreed, most likely Gettleman would just shrug his shoulders and move on to the next phase without batting an eye.

I'm sure you've had some insurance you never use, but you still pay for. This is a similar concept. 

I fully understand the benefit for the Panthers. I think we're arguing here over something that I'm not saying. I'm not saying that the Panthers shouldn't have included the language. I don't like the fact that it's there because to me it does show a lack of confidence, but I completely understand why they included it if they could get CMC to agree with it.
 

Your analogy doesn't work though. With insurance, there's a potential benefit for both sides. The insurance company is betting that they'll have to pay out less money for my care than they will take in from premiums that I pay. I know what my premiums are up front so that's a fixed cost on the budget line. The insurance company is carrying all the risk. They're going to make a fixed amount of money off of me, the variable in the equation is how much they'll have to pay out. With offset language, the player is carrying all the risk for no potential benefit. If he gets cut, it's going to cost potential opportunity. Period. If he doesn't get cut, he's not going to make additional money.

I respect CMC for signing the deal and getting it done, but if I was him, I wouldn't have signed it without a fight and if I was his agent I would've been strongly advising him to fight.

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3 minutes ago, tiger7_88 said:

It's more like "Hey man, I'm an employee, but things didn't work out here at this company.  My salary was $X with you and now I've got another company willing to take me on.  They think I'm worth $X+Y, but we've worked it out that they only have to pay me $Y since you're already paying me the $X part.  We good?"

I've got no problem with it either way actually.  Its a negotiating point.  Neither side is getting "rooked" here.

I was trying to further simplify it, but this is accurate. Either way, there's no potential benefit for the player. No one ever gets rooked in an agreement between grown ass men who have ample means and opportunity to secure appropriate consultation on the matter.

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@LinvilleGorge I'm just saying that I don't think it's as big of a deal as you're saying. You don't pick a player 8th overall without having a lot of confidence in said player. 

Contract negotiations are always going to include as much as you can to get the most benefits towards the team itself, and the 4th year offset is a pretty common one. It's on McCaffrey and his agent from not going forward from there if this section wasn't what they wanted.

Nothing in it says anything about how much trust or confidence they have in a player. They're trying to grab as much insurance and benefits as they can.

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I was curious when I saw how quickly this deal got done who gave up a little elbow room. Surprised to find it was CMC instead of the organization. Then again, CMC has been incredibly cautious through the whole draft process and this makes sense. Holding out doesn't seem to ever benefit the player. Smart move by him to go ahead and get it done so that his development isn't hindered by missing valuable instructional time. 

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