- Sam Darnold is under contract at a fully guaranteed $18.858 next season
- The team could consider something similar to what the Saints did with Tysom Hill
- Panthers could convert $17.823 of Darnold's salary into a signing bonus and then add dummy years to the contract to spread the cap hit out over 5 years
- This would drop Darnold's cap hit in 2022 to about $4.6
- It would create dead-money charge of about $14.26 on their 2023 cap