Literally nobody expected 10.
Vegas said 6.5
Observer topped out at 8
https://www.charlotteobserver.com/sports/nfl/carolina-panthers/article311839798.html
9 is tops of this roundup, mostly around 6
https://pantherswire.usatoday.com/story/sports/nfl/panthers/2025/09/04/carolina-panthers-schedule-expert-predictions-record/85967094007/