If we talk about money-saving tricks, we must first start with discipline. Not everybody can pass by Starbucks having the last five bucks in a pocket and not succumb to the temptation of having a coffee that he or she had every day for many years. One strategy is to find an activity that would take the least amount of your time and effort and pay the coffee money. That can be done using apps that give you money that you can use on your way to a coffee shop. And if you get the right app for you, you can also treat yourself with a donut!